Terms of Service

Effective Date: [Insert Date]

Welcome to PTDS (Pinnacle T&D Solution). By accessing or using our website, services, or purchasing any of our products (including training programs and books), you agree to be bound by the following terms:

1. Services Offered

PTDS provides coaching, business training, mentorship programs, and educational products including digital and physical books. All content is designed for professional and personal development.

2. User Responsibilities

You agree to use our content and services for lawful purposes only. You may not resell, reproduce, or distribute our materials without written permission.

3. Payment & Refunds

All payments are processed securely. Digital products and coaching sessions are non-refundable once accessed or completed, unless stated otherwise.

4. Intellectual Property

All content on our website, including books, videos, and training material, is the intellectual property of PTDS and may not be reused without consent.

5. Limitation of Liability

PTDS is not liable for any indirect or consequential damages that may arise from the use or misuse of our services.

6. Modifications

We reserve the right to update these Terms of Service at any time. Continued use of the site implies acceptance of the revised terms.